Calculate 2026 commissions for Real Estate (post-NAR settlement), Car Sales with state doc fee caps, and SaaS roles. Instant results with broker splits and tiered rates.
Each calculator is built for your profession's exact pay structure.
Post-NAR settlement rates, broker splits, buyer agent concessions. Updated for 2026.
Gross profit %, dealer pack deductions, mini deals, F&I backend income calculator.
SaaS, insurance, B2B — tiered rates, accelerators, on-target earnings (OTE).
Current industry benchmarks updated May 2026. Sources: NAR, BLS, Automotive News, SalesHacker 2026 Benchmark Report.
| Industry | 2026 Standard Rate | Structure | Avg Annual Earnings |
|---|---|---|---|
| Real Estate — Listing Agent | 2.5%–3% of sale price | % of deal, broker split | $60K–$120K |
| Real Estate — Buyer Agent | 2.4%–2.8% (negotiated) | Concession or buyer-paid | $50K–$100K |
| Car Sales — Front End | 20%–30% of gross profit | % of gross minus pack | $35K–$100K+ |
| SaaS / B2B Sales | 5%–15% of ACV | % of annual contract value | $80K–$200K OTE |
| Insurance — New Business | 8%–15% of premium | % of first-year premium | $50K–$120K |
| Auto F&I Products | 5%–15% of F&I gross | Backend product commission | $80K–$150K |
2026 Real Estate Alert: Post-NAR settlement, the national average total commission is 5.70%. Buyer agent fees (2.4%–2.8%) are now negotiated separately — sellers no longer must offer buyer compensation through the MLS. Always calculate your net based on your actual negotiated split.
Car Sales Pack Fee Warning: Most 2026 dealerships deduct an $800–$1,200 dealer pack from gross profit before your % is calculated. On a $3,000 gross deal with a $1,000 pack and 25% commission: ($3,000 - $1,000) x 25% = $500 earned — not $750. Use the Pack Deduction field in the calculator above to see your true net.
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Commission rates and formulas updated monthly. Includes post-NAR settlement real estate rates and 2026 automotive industry pay plan structures.